NEXA Mortgage offers programs and pricing you and your clients will love. With processing, underwriting, and local appraisers that truly know our market. In addition, we have Aggressive Loan programs that you’d be hard-pressed to find anywhere else at very aggressive rates.
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Find The Right Home Loan For Your Needs
Conforming Fixed
Options that allow for up to
3% down
Bank statement
If you’re a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan.
FHA,VA&USDA RD
Smaller down payments and expanded qualifying ratios.
We can lend down to a 500 FICO score on FHA.
Jumbo Loans
A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac.
Commercial loans
Commercial loan programs refer to various financing options specifically designed for businesses and commercial ventures.
Home Ready & Home Possible
97% financing with reduced mortgage insurance for qualified borrowers.
Downpayment Assistant Programs
Options available to assist with down payment and closing costs for qualified borrowers.
Vacant Land
Options that allow for as little as 10% down
Professional
Home financing for established professionals for as little as 3% down without monthly mortgage insurance.
Home Equity Loans
Closed-end 2nd mortgages and lines of credit available as stand alone products or in combination with a 1st mortgage and a combined CLTV of up to 95%.
Zero Down Payment Options
0% down payment option for the first-time and repeat home buyers.
NON QM Loans
Non-QM Loan Program provides loan options for residential properties that do not meet conventional criteria.